"Valuable" Service

I've had my Capital One VISA card since I opened my business eight years ago. Always paid on time. Always kept the balance reasonable. I've got a credit score over 750. So I was flabbergasted to receive a notice yesterday that "due to extraordinary changes" in the economy they are adjusting the interest rate on my card. They're pretty much doubling my interest rate from 8.9% to 17.9% effective 1/28/2009 (notice I got this yesterday 2/18.2009). Gotta love it. Even if I could do it, I can't imagine doing something like this. I guess they really don't need my business. I understand there's a bill out there somewhere that's supposed to curb this kind of nonsense. But in the mean time I guess greed is the top priority for these folks. Good thing they left me the right to cancel my card. The good news is my shredder accepts VISA.

What's your take?

Facebook - It's Not All Fun & Games

With the popularity of social networking (and particularly Facebook) it was oinly a matter of time before the chain letters started appearing. I was doing some research for an upcoming workshop and ran across some interesting info. This is one hilarious article. It's also a bit scary because it's 100% true. I'm not going to suggest it should be forwarded to 25 of your friends, but it may be worth if. You be the judge.

I also read a story about Facebook's new data policies that isn't quite as funny. I've always encouraged people to be careful with the information they share on the Internet. This article is a sobering reminder that you can't "un-ring" a bell. Once you share something in cyberspace it takes on the half-life of plutonium.